A1SJ1
Financial situation now

Question:Using a scale from 0 to 10 where 0 means "the worst possible financial situation" and 10 means "the best possible financial situation," how would you rate your financial situation these days?

ValueLabelFrequency
0WORST99
10BEST252
97DONT KNOW 0
98REFUSED/MISSING94
99INAPP 0
Range of valid values: 0 - 10
Summary:
ValidInvalidMinMax
3516757010


A1SJ2
Financial situation 10 yrs ago

Question:Looking back ten years ago, how would you rate your financial situation at that time using the same 0 to 10 scale?

ValueLabelFrequency
0WORST94
10BEST295
97DONT KNOW 0
98REFUSED/MISSING67
99INAPP 0
Range of valid values: 0 - 10
Summary:
ValidInvalidMinMax
3896719010


A1SJ3
Financial situation 10 yrs ahead

Question:Looking ahead ten years into the future, what do you expect your financial situation will be like at that time?

ValueLabelFrequency
0WORST42
10BEST729
97DONT KNOW 0
98REFUSED/MISSING79
99INAPP 0
Range of valid values: 0 - 10
Summary:
ValidInvalidMinMax
7716337010


A1SJ4
Control fin situation now

Question:Using a 0 to 10 scale where 0 means "no control at all" and 10 means "very much control," how would you rate the amount of control you have over your financial situation these days?

ValueLabelFrequency
0NONE120
10VERY MUCH831
97DONT KNOW 0
98REFUSED/MISSING71
99INAPP 0
Range of valid values: 0 - 10
Summary:
ValidInvalidMinMax
9516157010


A1SJ5
Effort into fin situation now

Question:Using a 0 to 10 scale where 0 means "no thought or effort" and 10 means "very much thought and effort," how much thought and effort do you put into your financial situation these days?

ValueLabelFrequency
0NONE34
10VERY MUCH1231
97DONT KNOW 0
98REFUSED/MISSING71
99INAPP 0
Range of valid values: 0 - 10
Summary:
ValidInvalidMinMax
12655843010


A1SJ6
Enough money to meet needs

Question:In general, would you say you (and your family living with you) have more money than you need, just enough for your needs, or not enough to meet your needs?

ValueLabelFrequency
1MORE MONEY THAN YOU NEED1017
2JUST ENOUGH MONEY3538
3NOT ENOUGH MONEY1697
7DONT KNOW 0
8REFUSED/MISSING73
9INAPP 0
Range of valid values: 1 - 3
Summary:
ValidInvalidMinMax
625285613


A1SJ7
Difficult to pay bills

Question:How difficult is it for you (and your family) to pay your monthly bills?

ValueLabelFrequency
1VERY DIFFICULT370
2SOMEWHAT DIFFICULT1769
3NOT VERY DIFFICULT2367
4NOT AT ALL DIFFICULT1743
7DONT KNOW 0
8REFUSED/MISSING76
9INAPP 0
Range of valid values: 1 - 4
Summary:
ValidInvalidMinMax
624985914


A1SJ8
Own psonal income pst 12mo

Pre-question:The next few questions ask about the different sources of income you may have. For each question, answer by writing down the correct letter from the list above. If your answer is "none", please enter "B" from the list above rather than leave the answer blank.
Question:First, what was your own personal earnings income in the past 12 months, before taxes? Count only wages and other stipends from your own employment, not pensions, investments, or any other financial assistance or income.

ValueLabelFrequency
1LESS THAN $0/LOSS31
2$0/NONE934
3$1-1000152
4$1000-199988
5$2000-299977
6$3000-399982
7$4000-499979
8$5000-599995
9$6000-699974
10$7000-799969
11$8000-899990
12$9000-999997
13$10000-10999117
14$11000-1199982
15$12000-12999116
16$13000-1399979
17$14000-1499987
18$15000-15999113
19$16000-1699980
20$17000-1799987
21$18000-18999123
22$19000-1999999
23$20000-24999542
24$25000-29999457
25$30000-34999437
26$35000-39999336
27$40000-44999289
28$45000-49999241
29$50000-74999516
30$75000-99999147
31$100,000 OR MORE166
97DONT KNOW 0
98REFUSED/MISSING343
99INAPP 0
Range of valid values: 1 - 31
Summary:
ValidInvalidMinMax
59821126131


A1SJ8M
Mean own psonal income pst 12mo

ValueLabelFrequency
125000$100,000 OR MORE166
999999NOT CALCULATED343
Range of valid values: 125000 - 125000
Summary:
ValidInvalidMinMax
1666942125000125000


A1SJ9
S/P psonal income pst 12mo

Question:What was your spouse's or partner's earnings income in the past 12 months, before taxes? Count only wages or other stipends from his or her employment, not pensions, investments, or other income. Again, please write down the correct letter from the list above. (Your best estimate is fine. If you have no spouse or partner, enter "B".)

ValueLabelFrequency
1LESS THAN $0/LOSS68
2$0/NONE2398
3$1-100094
4$1000-199948
5$2000-299958
6$3000-399962
7$4000-499949
8$5000-599978
9$6000-699945
10$7000-799957
11$8000-899973
12$9000-999963
13$10000-10999116
14$11000-1199950
15$12000-1299990
16$13000-1399948
17$14000-1499964
18$15000-1599981
19$16000-1699955
20$17000-1799958
21$18000-1899981
22$19000-1999969
23$20000-24999389
24$25000-29999286
25$30000-34999315
26$35000-39999222
27$40000-44999216
28$45000-49999136
29$50000-74999324
30$75000-99999124
31$100,000 OR MORE111
97DONT KNOW 0
98REFUSED/MISSING397
99INAPP 0
Range of valid values: 1 - 31
Summary:
ValidInvalidMinMax
59281180131


A1SJ9M
Mean S/P income pst 12mo

ValueLabelFrequency
125000$100,000 OR MORE111
999999NOT CALCULATED397
Range of valid values: 125000 - 125000
Summary:
ValidInvalidMinMax
1116997125000125000


A1SHWEARN
R and S/P earnings

Range of valid values: 0 - 250000
Summary:
ValidInvalidMinMaxMeanStdDev
60611047025000044417.05937582.193


A1SJ10
Oths comb psonal income pst 12mo

Question:What was the combined personal earnings income of all other family members who lived with you in the past 12 months, before taxes? Count only wages and other stipends from their employment, not pensions, investments, or other income. (If none, enter "B".)

ValueLabelFrequency
1LESS THAN $0/LOSS54
2$0/NONE3662
3$1-100099
4$1000-199966
5$2000-299964
6$3000-399956
7$4000-499938
8$5000-599934
9$6000-699930
10$7000-799928
11$8000-899925
12$9000-999931
13$10000-1099946
14$11000-1199917
15$12000-1299927
16$13000-1399914
17$14000-1499919
18$15000-1599933
19$16000-1699914
20$17000-1799922
21$18000-1899920
22$19000-1999920
23$20000-24999144
24$25000-29999116
25$30000-34999109
26$35000-39999126
27$40000-44999119
28$45000-49999120
29$50000-74999379
30$75000-99999205
31$100,000 OR MORE184
97DONT KNOW 0
98REFUSED/MISSING404
99INAPP 0
Range of valid values: 1 - 31
Summary:
ValidInvalidMinMax
59211187131


A1SJ10M
Mean oths comb psonal income pst 12mo

ValueLabelFrequency
125000$100,000 OR MORE184
999999NOT CALCULATED404
Range of valid values: 125000 - 125000
Summary:
ValidInvalidMinMax
1846924125000125000


A1SJ11
HH soc security income pst 12mo

Question:What was your combined family household income from Social Security Retirement benefits? (If none, enter "B".)

ValueLabelFrequency
1LESS THAN $0/LOSS38
2$0/NONE4844
3$1-100062
4$1000-199936
5$2000-299931
6$3000-399933
7$4000-499943
8$5000-599944
9$6000-699962
10$7000-799967
11$8000-899971
12$9000-999977
13$10000-1099980
14$11000-1199951
15$12000-1299979
16$13000-1399952
17$14000-1499958
18$15000-1599936
19$16000-1699937
20$17000-1799928
21$18000-1899926
22$19000-1999915
23$20000-2499937
24$25,000 OR MORE58
97DONT KNOW 0
98REFUSED/MISSING360
99INAPP 0
Range of valid values: 1 - 24
Summary:
ValidInvalidMinMax
59651143124


A1SJ11M
Mean HH soc security income pst 12mo

ValueLabelFrequency
27500$25,000 OR MORE58
999999NOT CALCULATED360
Range of valid values: 27500 - 27500
Summary:
ValidInvalidMinMax
5870502750027500


A1SJ12
HH gvnt assist income pst 12mo

Question:What was your combined family household income from government assistance programs? Include income such as unemployment benefits, Aid to Dependent Children, General Assistance, SSI or SSDI. (If none, enter "B".)

ValueLabelFrequency
1LESS THAN $0/LOSS48
2$0/NONE5536
3$1-100079
4$1000-199937
5$2000-299942
6$3000-399925
7$4000-499939
8$5000-599942
9$6000-699932
10$7000-799920
11$8000-899910
12$9000-999912
13$10000-1099911
14$11000-119995
15$12000-1299912
16$13000-139991
17$14000-149991
18$15000-159992
19$16000-169992
20$17000-179994
21$18000-189993
22$19000-199992
23$20000-249999
24$25,000 OR MORE19
97DONT KNOW 0
98MISSING DATA332
99INAPP 0
Range of valid values: 1 - 24
Summary:
ValidInvalidMinMax
59931115124


A1SJ12M
Mean HH gvnt assist income pst 12mo

ValueLabelFrequency
27500$25,000 OR MORE19
999999NOT CALCULATED332
Range of valid values: 27500 - 27500
Summary:
ValidInvalidMinMax
1970892750027500


A1SJ13
HH all oth income pst 12mo

Question:What was your combined family household income from all other sources in the past 12 months -- for example, pensions, investments, child support, or alimony? (If none, enter "B".)

ValueLabelFrequency
1LESS THAN $0/LOSS28
2$0/NONE3446
3$1-1000263
4$1000-1999153
5$2000-2999145
6$3000-3999115
7$4000-499996
8$5000-5999105
9$6000-699956
10$7000-799944
11$8000-899950
12$9000-999950
13$10000-1099990
14$11000-1199929
15$12000-1299952
16$13000-1399923
17$14000-1499938
18$15000-1599950
19$16000-1699930
20$17000-1799929
21$18000-1899931
22$19000-1999922
23$20000-24999160
24$25000-29999111
25$30000-3499986
26$35000-3999982
27$40000-4499981
28$45000-4999960
29$50000-74999200
30$75000-9999988
31$100000 OR MORE120
97DONT KNOW 0
98MISSING DATA392
99INAPP 0
Range of valid values: 1 - 31
Summary:
ValidInvalidMinMax
59331175131


A1SJ13M
Mean HH all oth income pst 12mo

ValueLabelFrequency
125000$100,000 OR MORE120
999999NOT CALCULATED392
Range of valid values: 125000 - 125000
Summary:
ValidInvalidMinMax
1206988125000125000


A1SHHTOT
Household total income

ValueLabelFrequency
300000$300,000 OR MORE63
999999NOT CALCULATED215
Range of valid values: 300000 - 300000
Summary:
ValidInvalidMinMax
637045300000300000


A1SJ14
Money aft pay off all your debts

Question:Suppose you (and your spouse or partner) cashed in all your checking and savings accounts, stocks and bonds, real estate, sold your home, your vehicles, and all your valuable possessions. Then suppose you put that money toward paying off your mortgage and all your other loans, debts, and credit cards. Would you have any money left over after paying your debts or would you still owe money?

ValueLabelFrequency
1WOULD HAVE MONEY LEFT OVER4374
2WOULD STILL OWE MONEY959
3DEBTS WOULD JUST ABOUT EQUAL ASSETS658
7DONT KNOW 0
8REFUSED/MISSING333
9INAPP1
Range of valid values: 1 - 3
Summary:
ValidInvalidMinMax
5991111713


A1SJ15
How much money/debt aft pay off

Question:How much would that be (that you had left over, or would owe)? Again, please write down the correct letter from the list on the previous page. (Your best estimate is fine. If your debts would just about equal your assets, enter "B".)

ValueLabelFrequency
1LESS THAN $0/LOSS26
2$0/NONE866
3$1-1000102
4$1000-199966
5$2000-2999124
6$3000-3999108
7$4000-499971
8$5000-5999166
9$6000-699951
10$7000-799951
11$8000-899950
12$9000-999962
13$10000-10999274
14$11000-1199914
15$12000-1299937
16$13000-1399920
17$14000-1499922
18$15000-15999119
19$16000-1699912
20$17000-1799915
21$18000-1899926
22$19000-1999930
23$20000-24999253
24$25000-29999164
25$30000-34999170
26$35000-3999978
27$40000-44999126
28$45000-49999131
29$50000-74999397
30$75000-99999314
31$100000-149999486
32$150000-199999292
33$200000-299999292
34$300000-499999295
35$500000-999999213
36$1000000 OR MORE151
97DONT KNOW 0
98REFUSED/MISSING651
99INAPP 0
Range of valid values: 1 - 36
Summary:
ValidInvalidMinMax
56741434136


A1SASSET
Assets in $100

Range of valid values: 0 - 10000
Summary:
ValidInvalidMinMaxMeanStdDev
567414340100001220.4562094.009


A1SJ16
Pension/retiremt by empl or union

Question:Next are some questions about pension and retirement plans. First, are you currently included in a pension plan or retirement plan offered by your current or former employer or union?

ValueLabelFrequency
1YES3505
2NO2587
7DONT KNOW95
8REFUSED/MISSING138
9INAPP 0
Range of valid values: 1 - 2
Summary:
ValidInvalidMinMax
6092101612


A1SJ17
Own IRA or Keogh

Question:Aside from any employer plan, do you have your own individual IRA or Keogh Account?

ValueLabelFrequency
1YES2297
2NO3814
7DONT KNOW66
8REFUSED/MISSING148
9INAPP 0
Range of valid values: 1 - 2
Summary:
ValidInvalidMinMax
611199712


A1SJ18
Own oth pension/retiremt plan

Question:Do you have any other pension or retirement plans not mentioned above, not including any your spouse or partner may have?

ValueLabelFrequency
1YES1141
2NO4920
7DONT KNOW104
8REFUSED/MISSING160
9INAPP 0
Range of valid values: 1 - 2
Summary:
ValidInvalidMinMax
6061104712


A1SJ19
S/P pension/retiremt by empl or union

Question:Does your spouse or partner have a pension or retirement plan from his or her current or former employer or union? (If you do not have a spouse or partner, or if he or she has never had a paid job, circle "Does not apply".)

ValueLabelFrequency
1YES2452
2NO2058
6DOES NOT APPLY1471
7DONT KNOW172
8REFUSED/MISSING172
9INAPP 0
Range of valid values: 1 - 6
Summary:
ValidInvalidMinMax
5981112716


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